Call 1-800-569-2867

Joe Zappia, III, CRPC®,

CMIP®, CFEI® was the first financial advisor featured on the Greater DuBois Chamber of Commerce’s podcast “Let’s Talk Business.”

Overcoming 7 Retirement Roadblocks Webinar – Click to Watch Now!

Hire a Fiduciary Financial Advisor DuBois PA – – Social Security, Retirement Income Planning, Retirement Tax Planning, IRMAA Planning, and Roth Conversion Strategies – Worried about running out of money in retirement? Can’t find a way to safely protect & grow your money?  Joe Zappia, III, CRPC®, CFEI®, CMIP® & Team at Venn Financial Solutions, local fiduciary financial advisors near me in Clearfield, PA, help with wealth management, investment planning, retirement planning, and Business Succession Planning, give individuals and families the ability to plan for long-term safety and security in Altoona PA.  They have 65+ years of combined industry experience! Affordable health insurance plans, Medicare supplements, Medicare Advantage Plans, retirement income planning, annuities, mutual funds, exchange-traded funds (ETFs), and more ensure clients can be confident in their future plans and safe against illness, injury, and other critical events. You will receive excellent coverage as well as personal service to answer any questions or concerns you may have.  We also provide Independent, Virtual Wealth Management and Virtual Fiduciary Financial Advisory Services to Pennsylvania residents in St. Mary’s, PA, and State College, PA. 

Clarion PA Fiduciary Retirement Planners – The Bob Knox/Joe Zappia Team at Venn Financial Solutions is the recipient of the 2024 Readers’ Choice award for Best Financial Advisors/Best Financial Planning Firm/Best Wealth Management Firm by Tri-County Weekend Newspaper in DuBois PA.  Our team won the 2021, 2023-2025 Best Financial Planners/Best Wealth Management Firm (Gold) & 2022 Best Financial Planners (Silver) in the Best of Tri-County (Clearfield, Jefferson, and Elk Counties, in PA)! Joe is currently pursuing both the CERTIFIED FINANCIAL PLANNER™ – CFP® certification and a Master of Science Degree in Personal Financial Planning from The College of Financial Planning in Centennial, CO. The MSPFP is an accredited program by the Higher Learning Commission.

DuBois Office:

Call 1-800-569-2867

Punxsutawney PA Financial Advisors – Joe Zappia works together with licensed fiduciary Bob Knox (with Venn Financial Solutions) serving Brockway PA, DuBois PA, Pittsburgh, Cranberry, Indiana PA, Punxsutawney, State College, Altoona, and all of Pennsylvania.  Bob Knox is originally from Cincinnati, OH.  We are an independent investment and financial planning firm focused on you, the client. As fiduciaries, we are required by law to do what is in the client’s best interest.  We can help with wealth transfers & sudden inheritances.  We work with attorneys specializing in elder law.  We use low-cost funds designed to keep fees and expenses low. 

DuBois PA IRMAA Planning & Wealth Management – With medicare supplement, life, health or critical illness insurance plans, you will never be caught unaware. If you are seriously injured, fall ill, or if you are in need of regular health check-ups for you or a child, rest assured you will receive the coverage you deserve in Hollidaysburg PA.  What is Medicare’s IRMAA? The Medicare Income-Related Monthly Adjustment Amount (IRMAA) is an amount you may pay in addition to your Part B and/or Part D premium if you have a high income above a certain level. The Social Security Administration (SSA) sets four income brackets that determine your (or you and your spouse’s) IRMAA. We can help you with IRMAA planning and Wealth Management in DuBois & Altoona, PA.

Pittsburgh PA Financial Advisor – Joe Zappia, III, CRPC®, CFEI®, CMIP® & Team provide in-depth information about your money to help you make informed decisions that work best for you.  As well as safeguarding against health concerns, you can also plan for a comfortable future with long-term care options, annuities, retirement income planning, and estate planning in Du Bois, Altoona, Port Matilda, and western PA.

Medicare Agents & Brokers DuBois PA & Altoona PA – Joe Zappia & Team are able to offer the same price as “direct” with the service of local, experienced agents, have been serving Western and Central Pennsylvania families and businesses for over 40 years, and plan to continue for another 30+ years.  

Is your financial advisor retiring soon?  Many investment managers, insurance agents, wealth managers, and financial planners in Indiana PA, Clarion, Brookville, DuBois PA, St. Marys, Clearfield, Curwensville, Philipsburg, State College PA, and Altoona PA will be retiring in the next five to ten years and those “direct” call centers in another state don’t provide proper service.  At those “direct” call centers and at the massively large insurance brokers, you’re just a number.

Our manager and owner, Joe Zappia, III, CRPC®, CFEI®, CMIP®, a fiduciary advisor near Brockway, PA, has over 25 years of business experience, has a bachelor’s degree in a business-related field, and has been licensed for OVER 20 years!  But, being one of the younger wealth managers, he won’t be retiring for at least 20 years, giving you a friend to call in your time of need.  Joe holds the CRPC® – Chartered Retirement Planning Counselor ℠  – designation conferred by the College for Financial Planning, the CFEI® – Certified Financial Education Instructor ℠  designation awarded by the National Financial Educators’ Council, the CMIP® – Certified Medicare Insurance Planner™ designation, and is a licensed fiduciary in Du Bois PA.  As a fiduciary advisor, he is required by law to act solely in his client’s best interest.  We are also virtual fiduciary financial advisors for Bradford, PA 16701.

Contact Fiduciary Joe Zappia, III, CRPC®, CFEI®, CMIP®, & Team at Venn Financial Solutions today to learn more. We have all of the important insurance companies available and serve Erie PA, Bradford, Treasure Lake, Ridgway, Clarion, Titusville, Warren PA, Monroeville, Robinson, Beaver Falls, Cranberry Township 16066, New Castle, Grove City, Sharon, Greenville, Hermitage, Oil City, Franklin, and all of Western and Central Pennsylvania.

Thank you for voting our financial advisory and wealth management firm the 2016 Favorite Insurance Agency in the Tri-County Sunday and Courier-Express Readers’ Choice Awards!

Call (814) 371-4901, (412) 265-6383, or 1-800-569-2867 

Altoona PA, Hollidaysburg PA, Port Matilda PA Financial Advisor – Joseph C. Zappia, III, CFEI, and Robert J. Knox of Zappia Insurance & Financial Group offer Investment Advisory Services through their registration with Venn Wealth & Benefit Services, LLC. A Pennsylvania Registered Investment Advisor. Zappia Insurance & Financial Group and Venn Wealth & Benefit Services, LLC are not affiliated entities.                                                   

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