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Our Staff



Joseph C. Zappia, III, BS MIS, Manager

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Joe Zappia, III, is a graduate of Clarion University with a
Bachelor of Science Degree in Management Information Systems.

He is a member of the DuBois Area Jaycees, the Greater DuBois Chamber of Commerce, and DuBois Business Networkers.

Joseph C. Zappia, Jr., CLU, Owner

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Joe Zappia, Jr., is a graduate of Penn State University with a Bachelor's Degree in Community Development and an Associate's Degree in Business.

He holds the Chartered Life Underwriter (CLU) designation from the American College and has won many awards.



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