Getting organized is one of the top New Year’s Resolutions each year. And while you might not be ready to organize your entire house, here are a few things you can do to quickly organize your finances!
Review Your Statements – Look over your bank and credit card statements for the past year. While it’s great to check for mistakes on a regular basis, this time you’re looking for things that you pay for each month. Those recurring monthly charges or fees can cost a lot if you’re not actually using the service. Look for anything that you can cancel in the new year and put that money in savings instead!
Check Your Credit – You should check your credit report at least once per year. You’ll want to look for mistakes as well as see your credit score to determine how healthy your finances are. Use a website like www.annualcreditreport.com to request a free copy of your credit report. Sites like Credit Karma are also an easy way to estimate your credit score. Your credit card company may also offer credit monitoring services.
Backup Your Computer – This might not be directly related to finances, but it’s a good reminder anyway! Take a few minutes to back up your computer, phones, and photos. Use a tool like Dropbox or iCloud to securely backup your documents.
Getting organized doesn’t have to be difficult! Take care of these quick tasks and be on the road to financial wellness in 2016.
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Zappia Insurance and Financial Group