Category Archives: Car & Truck Insurance

When Is the Cheapest Rate a Bad Idea?

So you’ve been shopping for auto insurance and have received several quotes. There is a variety of companies, coverages, and prices. Which do you choose? A lot of people just pick the cheapest one and go with it immediately, but … Continue reading

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Is “Liability Only” A Bad Idea?

  Most people think there are only two kinds of auto insurance – full coverage and liability only.   Full coverage typically means that someone has liability PLUS collision and comprehensive coverage.  That means that they are covered if they … Continue reading

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Should I Price Shop My Insurance?

  Many people think that the goal in purchasing insurance is to find the cheapest price, but that’s just not true!   There are many dangers to price shopping your auto, home, or life insurance.  Today I’ll share what you … Continue reading

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What Causes Rate Increases

  Worried about your insurance rates going up?  Here are some things you can do to prevent a rate increase!   There are a lot of factors that go into determining your insurance rate.  And at times, your rate may … Continue reading

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Can My Friend Drive My Car?

  This is a question that we hear a lot around here:  Can I let my friend drive my car and still be covered?   Maybe you’re going on a trip, need a designated driver, or just want to help … Continue reading

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How Do Insurance Claims Work?

Have you ever had an insurance claim?  Many of my clients worry because they just aren’t sure what to expect or how the process works.  Today I want to walk you through it so you’ll know exactly what to do … Continue reading

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Extra Liability Insurance (And Who Needs It Most)

Liability insurance is what protects you when you cause damage to another person.  If you hit someone else’s car, your liability insurance pays to fix it.  If someone is injured in an accident that you caused, then liability insurance pays … Continue reading

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Insurance For Newlyweds

  February is one of the busiest times of the year for engagements and weddings.  And if you’re planning to tie the knot soon – congratulations!   Now it’s time to think about what this means for your insurance!  When … Continue reading

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Insurance Basics – How To Choose A Deductible

  Deductibles are a big part of your insurance policy and it’s important to know what they mean and to choose the right amount.  Let’s talk about the basics!   The collision and comprehensive coverage on your vehicle will each … Continue reading

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Ask An Agent – Do I Have Full Coverage?

“Do I have full coverage?” is a popular question around our office.  Clients often want to know if they have full coverage or liability only on their auto insurance policy.  Unfortunately, there is no such thing as full coverage insurance! … Continue reading

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