Author Archives: jzappia4901@comcast.net

When Is the Cheapest Rate a Bad Idea?

So you’ve been shopping for auto insurance and have received several quotes. There is a variety of companies, coverages, and prices. Which do you choose? A lot of people just pick the cheapest one and go with it immediately, but … Continue reading

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When Do My Children Need Their Own Auto Insurance?

  Frequently clients have a lot of questions about auto insurance when it comes to their teen and early 20’s aged drivers.  When is it time for them to go on their own policy?   There are several factors to … Continue reading

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What Is Mortgage Protection Insurance?

  Have you ever heard of mortgage protection insurance and wondered what it was?  Well today we’ll tell you all about it!   Mortgage Protection is a type of life insurance policy designed to pay off the mortgage in the … Continue reading

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Can I Find Out The Insurance Cost BEFORE I Buy The Car?

Has this ever happened to you?  You made the decision to purchase a new vehicle, got it home, called and added it to your insurance, and then realized that your monthly insurance premium just did a big jump UP?   … Continue reading

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Halloween Insurance Tips

Halloween is on the way!  Here are a few tips to get your home and family prepared.   First, before Halloween arrives, make sure to check your yard for any hazards.  Do you have lots of trick or treaters in … Continue reading

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Is “Liability Only” A Bad Idea?

  Most people think there are only two kinds of auto insurance – full coverage and liability only.   Full coverage typically means that someone has liability PLUS collision and comprehensive coverage.  That means that they are covered if they … Continue reading

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Who Needs Life Insurance Most?

  Life Insurance is an important coverage that many people don’t understand or prefer not to think about!  While most people could benefit from life insurance, there are certain people that need it more than others.  Let’s take a look: … Continue reading

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Fall Home Maintenance Checklist

  As the seasons start to change and we head into fall, it’s time to think about home maintenance again!  Keeping your home and vehicles in great shape makes them last longer, look great, and can prevent accidents and claims … Continue reading

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I’m moving! What should I do about my insurance?

  Getting ready to move soon?  Here’s what you need to know about your home and auto insurance!   Auto Insurance Changes   Your auto insurance rates are based on the zip code you currently reside in which means that … Continue reading

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Do Renovations Change My Home Insurance?

  Are you considering renovating your home in the near future?  Or maybe you just recently did some updates?  If so, you might need to take a look at your home insurance!   When you start your home insurance policy, … Continue reading

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